Have you had any business-related claims in the past 5 years (excluding automobile)?
Your business generates revenue through activities beyond the primary activity selected above
Your business uses sub-contractors without obtaining proof of insurance from them (It is recommended that sub-contractors carry a minimum liability limit of $2,000,000)
Has your business ever filed for creditor protection or declared bankruptcy?
Have you had prior insurance for your business cancelled, refused or non-renewed?
Does your business operate for less than 10 months a year?
Do your operations include any industrial or large commercial work?
Are you a contractor that performs any of the following work:
- snow removal
- underground work
- weed spraying/fertilizing
- crane work
- airport work
- oilfield work?
Does your business have operations, generate revenue, or directly import from or export goods to outside of Canada?
Do you or your employees routinely use your personal automobiles for business purposes more than 200kms every 30 days?
Do you rent automobiles for business purposes more than once every 30 days?
Are your business premises not well maintained or in an unsafe condition with poor housekeeping?